Cyber Security Safety Check List

​Staying safe online is important, especially as cyber criminals often target users with scams and deceptive tactics. This guide explains common cyber-attacks in simple terms and offers clear steps to stay protected.

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1. Phishing Scams

Phishing is when someone sends fake emails, texts, or phone calls pretending to be a trusted organisation (like a bank or government agency) to trick you into giving personal information.
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How to Prevent

• Be cautious of unexpected messages asking for personal details.
• Do not click links in suspicious emails or texts.
• Contact the organisation directly using a known phone number.
• Look for spelling mistakes or unusual sender addresses.

2. Phone and SMS Scams

Scammers may call or text pretending to be from the ATO, Medicare, your bank, or even a family member in trouble.

How to Prevent

• Hang up if a caller pressures you to act quickly.
• Never share banking or personal information over the phone unless you initiated the call.
• Verify with family members directly if you receive a message claiming they need money.

3. Malware and Viruses

Malware is harmful software that can infect your computer or phone, often through unsafe downloads or fake pop‑ups.

How to Prevent

• Install trusted antivirus software.
• Keep your device updated.
• Avoid downloading programs from unknown websites.
• Close pop‑ups instead of clicking on them.

4. Ransomware

Ransomware locks your files and demands payment to unlock them.

How to Prevent

• Back up important files regularly.
• Do not open attachments from unknown senders.
• Keep your computer and apps updated.

5. Identity Theft

Criminals may steal your personal information to open accounts or make purchases in your name.

How to Prevent

• Shred documents containing personal information.
• Use strong, unique passwords.
• Check bank statements regularly for unusual activity.

Enable multi‑factor authentication where possible.

6. Online Shopping Scams

Fake websites or sellers may try to take your money without delivering the product.
How to Prevent

• Shop only on trusted websites.
• Look for secure payment symbols (a padlock icon in the browser).

Be cautious of deals that seem too good to be true.

7. Social Engineering

This is when someone manipulates you into giving information by pretending to be helpful or friendly.

How to Prevent

• Be careful what you share online.
• Do not trust strangers who ask for personal details.
• Take your time before making decisions.

8. Public Wi‑Fi Risks

Public Wi‑Fi networks (in cafés, airports, libraries) can be unsafe.

How to Prevent

• Avoid online banking or shopping on public Wi‑Fi.
• Use your mobile data instead for sensitive tasks.
• Turn off automatic Wi‑Fi connections.

Final Tips for Staying Safe

• Keep your devices updated.
• Use strong passwords and avoid reusing them.
• Ask a trusted family member or technician if something feels suspicious.
• Remember: legitimate organisations will never pressure you to act immediately.

Staying aware and cautious can greatly reduce your risk online. This guide is designed to help seniors feel more confident and secure while using technology.